Insights

Client Spotlight – Quality 1st Plumbing

Client Spotlight: Quality 1st Plumbing

Family-Owned, Community-Focused, and Built on Hard Work and Trust

Amy and her family have poured their hearts into building Quality 1st Plumbing, a business they founded in 2005 that has grown into a trusted name throughout Indian River County. What started as a small, family-run operation between Amy, her husband David, and their son Joshua, has flourished into a thriving company with 25 employees, offering remodels, new construction, and plumbing service work across the region.

“We’ve never advertised,” Amy shared. “Our business has grown solely through word of mouth. We’re incredibly grateful to be where we are today, and we owe that to our amazing employees and loyal clients.”

But when it came to banking, the journey wasn’t always seamless. Amy recalls feeling dismissed by her previous bank, where communication lacked transparency and service felt transactional. “They shut my account down due to what they decided was suspicious activity without even letting me know,” she said. “Other banks made me feel like a small fish.”

That all changed when a trusted contractor introduced her to Cypress Bank & Trust. Amy was connected with Ryan, Client Support Specialist, and Theo, Portfolio Manager. and after the first conversation, Amy and David knew they had found something different.

“When we had a fraud scare, Cypress responded immediately. I wasn’t bounced around or left guessing—they walked me through everything with clarity and care. They valued my time and treated my business like it truly mattered,” Amy shared. “Theo keeps us informed when the markets shift, making sure our investment and retirement accounts are thoughtfully managed. And Ryan is always a phone call away and looking out for our business. For the first time, I feel genuinely comfortable and confident with my bank. It feels like I finally have a team that’s looking out for me.”

Amy’s story is a testament to the power of personal relationships, especially for small business owners navigating big decisions. At Cypress, we’re proud to support Quality 1st Plumbing—and families like Amy’s—every step of the way.

To contact Quality 1st Plumbing, click here!  

920 HARRISON STREET, SEBASTIAN, FL 32958

Client Spotlight: El Cilantrillo — Hiram & Dianne Turull

Client Spotlight: El Cilantrillo — Hiram & Dianne Turull
Planting the Seeds of Financial Literacy Across Generations

At Cypress, we believe true financial success is not just about managing assets — it’s about passing on knowledge and values that build a legacy. Few embody this philosophy better than Hiram and Dianne Turull, co-founders of El Cilantrillo, who together have turned their family business into both a thriving restaurant brand and a real-world classroom for their children.

Hiram, a former banker with over 25 years in the industry, understands the power of financial literacy. But from day one, this has been a shared vision with Dianne by his side — equally dedicated to building not only a successful business, but a future for their family. Together, they have woven these lessons into the daily operations of El Cilantrillo, involving all five of their adult children in meaningful roles — from management and payroll to social media and direct customer engagement. It’s not just participation; it’s preparation for their future.

Hiram and Dianne teach their children to understand every corner of the business. From cash flow management to the cost of goods sold and labor, vendor negotiations, payroll, and daily expenses, they ensure their children see beyond the numbers and fully grasp the why behind every decision. “It’s about stepping back so they can step forward,” Hiram shares — a reminder that leadership is as much about trust as it is about control.

Their approach extends well beyond business operations. Hiram and Dianne emphasize the importance of personal financial responsibility, encouraging their children to budget wisely and understand the smart use of credit. They make it a point to teach that extra income is only as valuable as how well it is managed, reinforcing that every dollar should have a purpose.

What stands out most in their journey is their deep appreciation for partnership. Hiram reflects with genuine warmth, “Without my relationship with Maria and Mercedes at Cypress, I simply wouldn’t be where I am today. They’ve been more than bankers — they’ve been my trusted advisors, my sounding board, and my steady partners through every challenge and opportunity. They understand my family, my goals, and they’ve helped me build this dream with the same care as if it were their own.”

Their philosophy is simple yet powerful: treat banking as a partnership, not a transaction. Hiram and Dianne have taught their children that the right banking relationship is personal, built on trust and understanding, never just numbers on a spreadsheet. Their journey proves that when you work hand-in-hand with your bank, you build more than a business — you build a legacy.

The Turull family’s story is a shining example of what it means to grow a family business organically, with heart, humility, and a dedication to teaching that success is best shared. At Cypress, we’re proud to stand alongside leaders like Hiram and Dianne, who are building not just businesses, but legacies.

Breaking Barriers & Building Success: A Client Spotlight on Jessica Ciurzynski

Meet Jessica Ciurzynski, Chief Strategy Officer of Infrastructure Site Development. The construction industry has long been a male-dominated field, but leaders like Jessica are changing the narrative. With over 20 years of experience at the highest levels, Jessica has built a career that is not only about structures and developments but also about breaking barriers for women in the industry.

Her journey has been one of resilience and determination. Rising to a high-level executive role in construction meant navigating a path that often felt like a “lonely track” without mentorship or guidance. Recognizing this challenge, Jessica has made it her mission to support and mentor young women entering the industry. She is passionate about helping them realize their capabilities and pioneering their own paths with confidence.

Her leadership is rooted in action. Jessica has cultivated a culture of mentorship within her company and beyond, ensuring that women in operational roles, project management, and leadership positions have the support and guidance they need to succeed. She believes deeply in paying it forward, knowing that the next generation of women in construction will shape the industry in new and powerful ways.

At Cypress Bank & Trust, we are honored to work with business owners like Jessica who are not just building projects but also building people. She understands the value of strong relationships—whether in business, mentorship, or banking—and her dedication to uplifting those around her is something we deeply admire.

“As a woman in the construction industry, I know firsthand how important it is to have the right people by your side. I’ve worked with Maria and Mercedes for over a decade, and I love being able to refer great clients to Cypress because I know they share my values. Business is personal, and just like I’m here for my clients, I know Cypress is here for theirs. It’s more than just financial services—it’s a relationship built on trust, integrity, and a commitment to helping others succeed.“

– Jessica Ciurzynski, Chief Strategy Officer & Founder of Infrastructure Site Development and shebuilds.Infrastructure

*Shown here with her daughters

Women like Jessica are proof that leadership is about more than success—it’s about impact, about showing others what’s possible, and about creating lasting change.

The Compass Q4 2024

“History doesn’t repeat itself, but it often rhymes”
-Mark Twain

2024 was another banner year for the stock market. In a year that started with a 7.6 magnitude earthquake hitting Japan and included continued armed conflict in Europe, a collapse of a major bridge in Baltimore, the conviction of Crypto King Sam Bankman-Fried, devastating hurricanes, Iranian missile strikes on Israel along with a small event called a presidential election the markets hit new highs over 55 times in 2024 in spite of all the disruptive events that took place.

READ JANUARY 2025 COMPASS

Vero Beach Ribbon Cutting & Holiday Kickoff Celebration!

We had a fantastic time celebrating the grand reopening of our newly remodeled Vero Beach office with a Ribbon Cutting & Holiday Kickoff Celebration! Thank you to everyone who joined us for an evening filled with delicious food, live music, and holiday cheer. It was a wonderful opportunity to connect with our community and welcome you all into our refreshed space. For those who couldn’t attend, we’d still love to connect with you and share in the holiday spirit. And don’t forget, our Santa for Seniors donation box will be in the office until mid-December for anyone who wishes to participate. Thank you for being part of the Cypress family!