Our Team & Locations

Rebecca Y. “Becky” Belt, CTFA, Trust Officer and Vice President, has over 30 years of trust administrative and operations experience with wealth management institutions in northeast Florida. Becky began her career with Barnett Bank Trust Company and has since served in trust administrative positions with SunTrust Bank, First Guaranty Bank & Trust Company and CenterState Bank. She is a graduate of the Florida Bankers Association Graduate Trust School, holds the designation of Certified Trust Financial Advisor (CTFA) and is a member of the Estate Planning Council of Northeast Florida.

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Mariette Brodeur, Esq., CAP®, Trust Officer and Vice President, has 25+ years of private, public policy and philanthropic sector experience with large organizations, government, and nonprofits. Mariette holds a B.S. in Political Science, a J.D., and is a Chartered Advisor in Philanthropy. Mariette supports and advises individuals, families, private foundations, not for profits and endowments regarding wealth transfer and management of trust funds. She serves on the Board of the Planned Giving Council of Northeast Florida, as Governance Committee Member of Beaches Emergency Assistance Ministry, and is a Member of the Estate Planning Council of Northeast Florida.

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Kristie Dillard, Client Support Specialist, works closely with our banking and trust teams to ensure the best support for our clients. Kristie is a graduate of The University of North Florida, earning a Bachelor of Administration in International Business with a minor in International Relations.  She interned with The North Florida Green Chamber of Commerce, working under the Executive Director, to achieve the mission of expanding awareness, networking and mentorship in the industry of sustainability.  Kristie and her husband, Dustin, are originally from the small town of Dunnellon, Florida, but have made Jacksonville their home after falling in love with the unique and vibrant city.

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Corey Jones, Commercial Banker and Vice President, has over 14 years of experience in the banking industry. Corey is hyper-focused on helping business owners in North Florida achieve economic success and financial security. He earned a Bachelor of Business Administration degree in Finance and a Master of Business Administration degree with a Finance concentration from the University of North Florida. Corey is an active member of the UNF Coggin Graduate Alumni Network and is expected to graduate from the Florida Banker Association’s Florida School of Banking in 2023. He also serves as Treasurer on the Board of Jacksonville Community Council Inc.

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June L. Lundy, Senior Portfolio Manager and Vice President, has more than 30 years of experience building customized, diversified portfolios for clients, including 12 years at Wells Fargo Private Bank. June earned a Bachelor of Science in Business Administration from the University of Florida and is a graduate of the Florida Trust School at the University of Florida. She is also a member of the Investment and Wealth Institute, the CFA Society of Jacksonville, the Estate Planning Council of Northeast Florida, Planned Giving Council of Northeast Florida, University of Florida Alumnae Association, and additional philanthropic organizations in Northeast Florida.

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Nina Mariotti-Swanson, Trust Support Specialist, is a 40-year veteran of the banking, trust, and investment management industry. Nina began her career with Florida National Bank and continued through mergers and acquisitions, finally retiring from Wells Fargo.

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Kenneth “Ken” R. Thompson, Jr., CTFA, Senior Trust Executive and Senior Vice President, is a 36-year veteran of the trust and investment management industry. Mr. Thompson’s experience and background includes management roles at several legacy banks including SunTrust, First Union, Wachovia, and Wells Fargo. Mr. Thompson attended the Southern Trust and Canon Trust School and has the Certified Trust and Financial Advisor (CTFA) designation. He received a BS in Management from Georgia Tech. He serves on the Board of the Planned Giving Council of Northeast Florida, the Estate Planning Council of Northeast Florida, the Catholic Foundation for the Diocese of St. Augustine, and additional philanthropic organizations in Northeast Florida. 

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Timothy O. Cramer, Commercial Lender and Vice President, is a 40-year banking professional who has served the North and Central Florida markets since 1996. Prior to joining Cypress Bank & Trust, Timothy held commercial lending roles with Florida Business Bank, Bank of America, and Huntington Bank. He was also instrumental in expanding the SBA504 loan program throughout Florida from 2002 to 2019 with Florida Business Development Corporation, a Certified Development Company who administers the SBA504 Program. He began his career in 1981 with Citizens Bank in Manchester, New Hampshire. Cramer earned his B.S. in Accounting at Southern New Hampshire University and is also a graduate of Babson College Commercial School of Banking. He has been on various committees of the United Way and has assisted classes for the Dale Carnegie Institute.

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Sherry Hays, Trust Support Specialist, is a paralegal who has held various roles in accounting and trust and estate planning. Prior to joining Cypress Bank & Trust, Sherry worked as a paralegal for an attorney in Georgia. She now supports the trust and estate planning team at Cypress Bank and Trust.

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Dana Kilborne is currently the CEO and President of Cypress Bank & Trust, the CEO of Cypress Capital Group and is a director of both companies. In 2004, she founded another Florida based community bank as President and CEO and sold the company in January 2018. Ms. Kilborne has over thirty years of experience in the financial services industry in Florida.

She served as a Director of the Federal Reserve Board of Atlanta Bank, Jacksonville Branch and currently serves on the corporate boards of HealthFirst, Inc., Florida Tech, and NCMIC.

Ms. Kilborne is past Chair of the Economic Development Commission of the Space Coast, and of Holy Trinity Episcopal Academy, where she was also a volunteer teacher. She has served on the board of several community organizations including the East Coast Zoological Society, the Advisory Board of the Bisk College of Business at Florida Tech and many other local not for profit institutions. While in South Florida, she served on the Downtown Development Authority of West Palm Beach and Rosarian Academy and was awarded the Orchid Award by the mayor of WPB for her leadership in the community.

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Ryan Johns, Senior Personal Banker and Assistant Vice President, began his banking career in 2011 with a national bank. He soon ventured out of corporate banking and into community banking as an Assistant Branch Manager. Ryan is a graduate of the University of Central Florida with a Bachelor’s degree in Business Commerce and a minor in Public Relations and Psychology.

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Chris Myers, Senior Relationship Manager and Senior Vice President, has over 30 years of experience building relationships with clients in the banking industry. Chris relocated to Brevard County, FL in 2013 and began working as branch manager for Florida Bank of Commerce. She later joined Cypress Bank & Trust in May 2021. Her prior career pursuits include working for Holy Trinity Catholic Church in Weston, MO, as Director of Religious Education and Confirmation Formation. Chris serves on several community Boards including Habitat for Humanity of Brevard County, Children’s Home Society of Florida – Space Coast Regional Advisory Board, Bridges BTC, Rotary Club of Suntree, and Hey, Blue Advisory Council.

Direct 321-306-4107

Meredith Olivera, Personal Banker, began her banking career in 1999 working for a national bank. From there, she took her talents to a small community bank where she felt her clients were like family. She has worked in several capacities of banking including as a teller, banker, lending and fraud detection areas. Meredith holds a Bachelor’s degree in Business Administration and an Associate’s Degree in Accounting.

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Gina H. Rall CPA, Senior Trust Officer and Vice President, has more than 27 years of specialized knowledge in individual estate & trust taxation, fiduciary accounting and administration for trusts and estates with a special interest in eldercare & special needs trusts. She has been court appointed in many counties to serve as an independent trustee, curator, personal representative and/or guardian of property. Ms. Rall earned a B.S. in Accounting from the University of Central Florida and is a Certified Public Accountant registered and licensed in Florida. She is a member of the American Institute of Certified Public Accountants (AICPA) and the Florida Institute of Certified Public Accountants (FICPA). She also serves as treasurer of Brevard County’s Early Steps (CATCH), is a member of Brevard County Estate Planning Council, and as a volunteer for Brevard County Special Olympics Brevard.

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Jane L. Goble, Trust Officer and Vice President is a veteran trust officer of financial institutions in Southwest Florida, most recently with BMO Harris Private Bank (formerly Marshall & Ilsley Trust Company) in Naples. She is a graduate of Cannon Trust School and is a past president of the Estate Planning Council of Southwest Florida, past member of the Board of Trustees of the Southwest Florida Community Foundation and has been a volunteer with the Lee County Bar Association.

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Phyllis Santini, Trust Support Specialist, has more than 30 years of experience as a wealth management and trust administrator with the Naples offices of BMO Harris Private Bank, Bank of America and Barnett Bank Trust Company. She is a graduate of both the National Graduate Trust School and Florida Graduate Trust School.

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Deborah brings more than twenty years of retail banking leadership, private banking, and complex commercial banking experience. Her most recent position was as Business Banking-Commercial Banking-Global Banking Lender and Vice President at US Century Bank serving the Palm Beach County Market. Additionally, Morawski has held senior leadership roles at Suntrust Bank (now Truist), Fifth Third, and TD Bank in Palm Beach and Broward County. A long-time resident of Palm Beach, Morawski has participated in several philanthropic organizations over the years and currently serves on the Board of Directors for the Greater Palm Beach Juvenile Diabetes Research Foundation.

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Karen Guzzo, Senior Personal Banker, has held several positions throughout her banking career including Operations Manager, Customer Service Representative, and as a Personal Banker. Karen’s prior experience and background were served at Savings of America acquired by Wells Fargo, United Bank, and Valley Bank.

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Kym Marks, Relationship Manager and Vice President, has 35 years of experience and professional knowledge building relationships in the banking industry and uses her positive attitude to encourage others to work hard and succeed. Kym began her banking career in 1987 with Sun Bank of the Treasure Coast, and later continued with United Bank as a Branch Regional Operations Manager.

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Alina Mitroi, Jr. Trust Officer and Vice President joined Cypress Bank & Trust in 2022. Prior to joining Cypress, Alina managed trust relationships for Ultra-High Net worth clients for Bank of America Private Bank for 6 years. Her career includes 11 years with Wachovia Bank Wealth Management where she administered trusts and estates. She graduated from Florida Atlantic University with a major B.S. in International Business and a Certificate of Corporate Financial Management. Additionally, she completed the Certified Financial Planner Program from Barry University. Alina has lived in Florida most of her life and is married to her husband Adrian. In her spare time, she enjoys cooking, hiking and is also an avid beekeeper.

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Joseph C. Pauldine, Market Executive and Senior Vice President, joined Cypress Bank & Trust in 2004. Joe has served in various roles within the company including Vice President of Marketing and Sales and Channel Marketing Specialist. Prior to joining Cypress, he spent 13 years in sales and marketing positions with MCI, now a part of Verizon. Joe holds a Bachelor of Science degree in Marketing Management from Old Dominion University with additional course work in Mathematics and Statistics.

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Brian Skarbek, Senior Investment Officer and Senior Vice President, joined Cypress Bank & Trust in 2004. Mr. Skarbek began his investment career with Barnett Securities in 1995, later joining Harris Bank in Sarasota, where he was a Portfolio Manager and Investment Officer. Brian earned a Bachelor of Science degree in Business Administration, with a concentration in Finance, from Florida Southern College in Lakeland, Florida.

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Theresa Strickland, Senior Portfolio Manager and Senior Vice President, joined Cypress Bank & Trust in 2004. Prior to joining Cypress, Theresa was a Portfolio Manager for the Harris Private Bank and began her financial services career with Bank of Boston. She received a Bachelor of Science degree in Business Administration from Florida State University and earned a Master of Business Administration from Palm Beach Atlantic University.

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Elizabeth Wagner, Senior Trust Officer and Vice President, has over 40 years of experience in banking, trust, and investments in the Palm Beach market. She began her banking career with Bank of Palm Beach & Trust Company, which was acquired by First Union/Wells Fargo. Elizabeth held a private banking position with Harris Bank prior to joining Cypress Bank & Trust in 2004. She currently serves as the Chairperson of the Cypress Bank & Trust New Accounts Committee. She is a graduate of Towson University, the Florida School of Banking, and the Florida Graduate Trust School. Elizabeth is a member of the Rehabilitation Center for Adults and Children Professional Endowment Committee.

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Scott Button, Trust Administrator, joined Cypress Bank & Trust in 2012. Scott has over 23 years of experience in the trust industry including both trust administration and trust operations. He is a graduate of the Florida Bankers Association Graduate Trust School and a Bachelor of Arts in Music and a business certificate from Indiana University.

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Anita D. Calabro, Trust Officer and Vice President, joined Cypress Bank & Trust in 2012. She previously spent 15 years in the legal and financial services industry with roles at Regions Trust, where she managed trust relationships for high-net-worth families, and at Wachovia Wealth Management where she administered personal trusts. Anita holds a Bachelor of Science degree in Business Administration from Capella University, an Associates of Arts degree in General Studies and an Associates of Science degree from Eastern Florida State College. She has also completed course programs at Cannon Trust School and Graduate Trust School.

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Theodore A. Libby, Senior Portfolio Manager and Senior Vice President, has over 40 years of investment experience, having held senior level positions with Casco Bank & Trust Company, Bank of New Hampshire, NBD Bancorp (now part of JP Morgan Chase), and the Vero Beach office of U.S. Trust Company, where he spent 7 years as Senior Investment Officer. He is a graduate of the University of Maine and the Williams College School of Banking.

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Mark Fore, Senior Fiduciary Officer and Senior Vice President, has 25 years of experience in the private practice of law, the last 18 of which with Gray Robinson, P.A., in its Lakeland office. Prior to joining Cypress, Mark’s practice focused on the preparation and implementation of estate planning documents, including wills and trusts, probate, trust and guardianship administration, as well as dispute resolution and litigation matters in these practice areas.  He is admitted to the Florida and Georgia Bars, and is a member of the Real Property, Probate and Trust Law section, and the Elder Law section of the Florida Bar. Mark has previously served as volunteer guardian ad litem for the 10th Judicial Circuit Court. He is also an active member and former president of both the Lakeland Rotary Club and the Lakeland Bar Association. Mark has an undergraduate degree from the University of Georgia and earned his Juris Doctor from Samford University’s Cumberland School of Law.

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Mary Louise Kalisz, Senior Trust Officer and Vice President, is a trust industry veteran which spans 30+ years. She joined Cypress Bank & Trust in 2007 as a Trust Administrator. Throughout her career, Mary Lou has worked principally with high-net-worth individuals and families, spending 15 years at SunTrust and 4 years with Citrus and Chemical Bank. She is a graduate of both the Florida Trust School and the National Trust School. She is a member of the Polk County Estate Planning Council.

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M. Lisa Amoroso, CTFA, Senior Trust Officer and Vice President, is a key fiduciary resource with an in-depth knowledge of fiduciary principals and applicable laws to assist clients in achieving their goals and help them manage, preserve, and transition their wealth. Prior to joining Cypress and for more than 30 years, Lisa has served as a Trust Advisor at large regional institutions. She has a bachelor’s degree in Political Science from the University of Central Florida and a bachelor’s degree in International Business from Rollins College. She is also a graduate of Florida Trust School and National Graduate Trust School and is a Certified Trust and Financial Advisor (CTFA). Lisa serves as a Board Member for Central Florida Estate Planning Council and is a member of the Orlando Estate Planning Discussion Group.

Direct 407-961-6035

Mercedes Figueroa McCall, Relationship Manager and Senior Vice President, works to develop new client relationships and serves as a community ambassador for Cypress Bank & Trust. Early in her career, Mercedes built a name for herself as the first Hispanic female banking executive in Central Florida and is well-known for her many contributions to the community. She has served in various nonprofit Board of Directors roles, including the first female President of the Hispanic Chamber of Commerce, Chair of Orange County Housing Finance Authority, Board member of Jobs Partnership, and founding member and Past Chair of HBIF, now Prospera.

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Sascha Rizzo, CFA, CFP, Senior Portfolio Manager/Market Executive and Senior Vice President, works with clients to create asset allocation strategies and construct portfolios to help meet clients’ investment objectives while managing portfolio risk. Sascha’s career in financial services spans 30+ years. Prior to joining Cypress, he worked in the Private Bank offices at Wells Fargo, bank of America, and SunTrust. He graduated Cum Laude from Rutgers University with a degree in Economics and earned a Master of Business Administration from the Roy E. Crummer Graduate School of Business at Rollins College. He holds both the Chartered Financial Analyst (CFA) and Certified Financial Planner (CFP) designations. Sascha serves his community through roles on the Maitland City Council, including former Mayor of the City of Maitland, Board member and former Chair of the Orange County Housing Finance Authority, Board Trustee for local public radio station 90.7 WMFE, and Board member of Orlando Shakes, an acclaimed professional theater.

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Maria Rodammer, Senior Commercial Lending Officer and Senior Vice President, utilizes her leadership and customer service abilities to continue to grow Cypress’ presence. With nearly 23 years in the commercial banking industry, Maria is leading the bank’s market expansion throughout Florida and working directly with clients who are seeking solutions for their personal and business banking needs. She is passionate about playing an integral role in the growth of her clients’ businesses. Maria is a committed volunteer for many local charitable and business networking organizations. She graduated from the University of Central Florida with dual Bachelor’s Degrees in Marketing and Management Information Systems. She is also a graduate of The Florida School of Banking from the University of Florida.

Direct 407-961-6057