Our Team & Locations

At Cypress Bank & Trust we help create legacies that last generations.

For more than 25 years, Cypress Bank & Trust has been providing personalized, tailored services to meet our clients’ individual financial needs.

Independent of home offices, we create the right team for your personal financial journey. In addition to our experienced staff with trust, estate and investment services, we have expanded to include a full team of banking leaders. These experts will align your goals to actionable checking, savings, and lending options.

All of your financial needs can be managed conveniently with Cypress Bank & Trust through both personal and online services.

Cypress tree at sunset

Jacksonville

Edie Murphy | Senior Trust Officer, Vice President

Edie Murphy, Senior Trust Officer, Vice President. Edie is a seasoned trust professional with over 20 years’ experience in wealth management. She has worked with both high net worth, and ultra-high net worth families to integrate fiduciary and investment knowledge into each client’s custom wealth plan. Her experience began with Northern Trust and over the years included Wells Fargo, Deutsche Bank and JP Morgan. She received her BS from Florida International University and is a trust school graduate of the American Bankers Association at Northwestern University.

Direct 904-310-1727

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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JUNE LUNDY | Senior Portfolio Manager | Senior Vice President

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June L. Lundy, Senior Portfolio Manager and Vice President, has more than 30 years of experience building customized, diversified portfolios for clients, including 12 years at Wells Fargo Private Bank. June earned a Bachelor of Science in Business Administration from the University of Florida and is a graduate of the Florida Trust School at the University of Florida. She is also a member of the Investment and Wealth Institute, the CFA Society of Jacksonville, the Estate Planning Council of Northeast Florida, Planned Giving Council of Northeast Florida, University of Florida Alumnae Association, and additional philanthropic organizations in Northeast Florida.

Direct 904-310-1728

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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NINA MARIOTTI-SWANSON | Trust Support Specialist

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Nina Mariotti-Swanson, Trust Support Specialist, is a 40-year veteran of the banking, trust, and investment management industry. Nina began her career with Florida National Bank and continued through mergers and acquisitions, finally retiring from Wells Fargo.

Direct 904-310-1036

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Reema Hannoudi, NMLS 2481187 | Client Support Specialist

Reema Hannoudi comes to Cypress with a solid background as a personal banker, bringing a wealth of knowledge and experience to her role.

Having worked extensively with both small business trust accounts and personal accounts, Reema has gained invaluable insights into the intricate world of finance. Her professional journey has equipped her with the skills and insights needed to navigate the complexities of our industry.

Beyond her professional background, Reema is a dedicated and enthusiastic individual with a true passion for fitness and wellness. Her commitment to personal fitness mirrors her approach to her work – unwavering and diligent. Notably, Reema is also an avid animal lover, and her small Shih Tzu dog, Finn, holds a special place in her heart.

Direct 904-301-2222

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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KEN R. THOMPSON, JR, CTFA | Senior Trust Executive | Senior Vice President

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Kenneth “Ken” R. Thompson, Jr., CTFA, Senior Trust Executive and Senior Vice President, is a 36-year veteran of the trust and investment management industry. Mr. Thompson’s experience and background includes management roles at several legacy banks including SunTrust, First Union, Wachovia, and Wells Fargo. Mr. Thompson attended the Southern Trust and Canon Trust School and has the Certified Trust and Fiduciary Advisor (CTFA) designation. He received a BS in Management from Georgia Tech. He serves on the Board of the Planned Giving Council of Northeast Florida, the Estate Planning Council of Northeast Florida, the Catholic Foundation for the Diocese of St. Augustine, and additional philanthropic organizations in Northeast Florida. 

Direct 904-301-2224

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Brittany Turner, NMLS 535026 | Commercial Lending Officer | Vice President

Brittany Turner is a Commercial Banker in Jacksonville with a remarkable seventeen-year career in banking across New York and Florida, Brittany brings a wealth of experience and expertise to the team.

Brittany offers clients a steady stream of knowledge to help them reach their financial peak. Her background in commercial banking and consulting in the North Florida Region aligns perfectly with our mission at Cypress Bank & Trust.

Brittany is a proud mother to her seven-year-old son, Leo. She also enjoys gardening, paddleboarding on Florida Springs with her family, practicing yoga, and soaking up the sun beachside.

Direct 347-276-2155

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Jacksonville

Edie Murphy | Senior Trust Officer, Vice President

Edie Murphy, Senior Trust Officer, Vice President. Edie is a seasoned trust professional with over 20 years’ experience in wealth management. She has worked with both high net worth, and ultra-high net worth families to integrate fiduciary and investment knowledge into each client’s custom wealth plan. Her experience began with Northern Trust and over the years included Wells Fargo, Deutsche Bank and JP Morgan. She received her BS from Florida International University and is a trust school graduate of the American Bankers Association at Northwestern University.

Direct 904-310-1727

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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JUNE LUNDY | Senior Portfolio Manager | Senior Vice President

Headshot of June

June L. Lundy, Senior Portfolio Manager and Vice President, has more than 30 years of experience building customized, diversified portfolios for clients, including 12 years at Wells Fargo Private Bank. June earned a Bachelor of Science in Business Administration from the University of Florida and is a graduate of the Florida Trust School at the University of Florida. She is also a member of the Investment and Wealth Institute, the CFA Society of Jacksonville, the Estate Planning Council of Northeast Florida, Planned Giving Council of Northeast Florida, University of Florida Alumnae Association, and additional philanthropic organizations in Northeast Florida.

Direct 904-310-1728

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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NINA MARIOTTI-SWANSON | Trust Support Specialist

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Nina Mariotti-Swanson, Trust Support Specialist, is a 40-year veteran of the banking, trust, and investment management industry. Nina began her career with Florida National Bank and continued through mergers and acquisitions, finally retiring from Wells Fargo.

Direct 904-310-1036

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Reema Hannoudi, NMLS 2481187 | Client Support Specialist

Reema Hannoudi comes to Cypress with a solid background as a personal banker, bringing a wealth of knowledge and experience to her role.

Having worked extensively with both small business trust accounts and personal accounts, Reema has gained invaluable insights into the intricate world of finance. Her professional journey has equipped her with the skills and insights needed to navigate the complexities of our industry.

Beyond her professional background, Reema is a dedicated and enthusiastic individual with a true passion for fitness and wellness. Her commitment to personal fitness mirrors her approach to her work – unwavering and diligent. Notably, Reema is also an avid animal lover, and her small Shih Tzu dog, Finn, holds a special place in her heart.

Direct 904-301-2222

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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KEN R. THOMPSON, JR, CTFA | Senior Trust Executive | Senior Vice President

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Kenneth “Ken” R. Thompson, Jr., CTFA, Senior Trust Executive and Senior Vice President, is a 36-year veteran of the trust and investment management industry. Mr. Thompson’s experience and background includes management roles at several legacy banks including SunTrust, First Union, Wachovia, and Wells Fargo. Mr. Thompson attended the Southern Trust and Canon Trust School and has the Certified Trust and Fiduciary Advisor (CTFA) designation. He received a BS in Management from Georgia Tech. He serves on the Board of the Planned Giving Council of Northeast Florida, the Estate Planning Council of Northeast Florida, the Catholic Foundation for the Diocese of St. Augustine, and additional philanthropic organizations in Northeast Florida. 

Direct 904-301-2224

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Brittany Turner, NMLS 535026 | Commercial Lending Officer | Vice President

Brittany Turner is a Commercial Banker in Jacksonville with a remarkable seventeen-year career in banking across New York and Florida, Brittany brings a wealth of experience and expertise to the team.

Brittany offers clients a steady stream of knowledge to help them reach their financial peak. Her background in commercial banking and consulting in the North Florida Region aligns perfectly with our mission at Cypress Bank & Trust.

Brittany is a proud mother to her seven-year-old son, Leo. She also enjoys gardening, paddleboarding on Florida Springs with her family, practicing yoga, and soaking up the sun beachside.

Direct 347-276-2155

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Melbourne

MARIA R. RODAMMER, NMLS 1168504 | Senior Commercial Lending Officer | Senior Vice President

Maria Rodammer, Senior Commercial Lending Officer and Senior Vice President, utilizes her leadership and customer service abilities to continue to grow Cypress’ presence. With nearly 23 years in the commercial banking industry, Maria is leading the bank’s market expansion throughout Florida and working directly with clients who are seeking solutions for their personal and business banking needs. She is passionate about playing an integral role in the growth of her clients’ businesses. Maria is a committed volunteer for many local charitable and business networking organizations. She graduated from the University of Central Florida with dual Bachelor’s Degrees in Marketing and Management Information Systems. She is also a graduate of The Florida School of Banking from the University of Florida.

Direct: 321-306-412

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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SHERRY HAYS | Trust Support Specialist

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Sherry Hays, Trust Support Specialist, is a paralegal who has held various roles in accounting and trust and estate planning. Prior to joining Cypress Bank & Trust, Sherry worked as a paralegal for an attorney in Georgia. She now supports the trust and estate planning team at Cypress Bank and Trust.

Direct 321-306-4106

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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DANA KILBORNE | CEO & President

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Dana Kilborne is currently the CEO and President of Cypress Bank & Trust, the CEO of Cypress Capital Group and is a director of both companies. In 2004, she founded another Florida based community bank as President and CEO and sold the company in January 2018. Ms. Kilborne has over thirty years of experience in the financial services industry in Florida.

She currently serves as a Director of the Federal Reserve Board of Atlanta Bank, Jacksonville Branch. Furthermore, she serves on the corporate boards of HealthFirst, Inc. and NCMIC.

Ms. Kilborne is past Chair of the Economic Development Commission of the Space Coast, and of Holy Trinity Episcopal Academy, where she was also a volunteer teacher. She has served on the board of several community organizations including the East Coast Zoological Society, the Advisory Board of the Bisk College of Business at Florida Tech and many other local not for profit institutions. While in South Florida, she served on the Downtown Development Authority of West Palm Beach and Rosarian Academy and was awarded the Orchid Award by the mayor of WPB for her leadership in the community.

Direct 321-306-4100

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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CHRIS MYERS, NMLS 1201787 | Senior Relationship Manager | Senior Vice President

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Chris Myers, Senior Relationship Manager and Senior Vice President, has over 30 years of experience building relationships with clients in the banking industry. Chris relocated to Brevard County, FL in 2013 and began working as branch manager for Florida Bank of Commerce. She later joined Cypress Bank & Trust in May 2021. Her prior career pursuits include working for Holy Trinity Catholic Church in Weston, MO, as Director of Religious Education and Confirmation Formation. Chris serves on several community Boards including Habitat for Humanity of Brevard County, Children’s Home Society of Florida – Space Coast Regional Advisory Board, Bridges BTC, Rotary Club of Suntree, and Hey, Blue Advisory Council.

Direct 321-306-4107

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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GINA RALL, CPA | Senior Trust Officer | Vice President

Gina H. Rall CPA, Senior Trust Officer and Vice President with over 30 years of specialized expertise in individual estate & trust taxation, fiduciary accounting and administration for trusts and estates with a special interest in eldercare & special needs trusts. She has been court appointed in many counties to serve as an independent trustee, curator, personal representative and/or guardian of property.

Gina earned her B.S. in Accounting from the University of Central Florida and is a Registered and Licensed Certified Public Accountant in Florida. She is a valued member of prestigious professional organizations, including the American Institute of Certified Public Accountants (AICPA) and the Florida Institute of Certified Public Accountants (FICPA). Additionally, Gina actively contributes to the Brevard County Estate Planning Council, further showcasing her commitment to professional growth and collaboration within her field.

Beyond her professional accomplishments, Gina is deeply involved in her community. She currently serves as a Board Member and Treasurer of Bridges (Space Coast ARC) and CATCH (Space Coast Early Steps) as well as having volunteered for Brevard’s Special Olympics as a track & field coach for more than a decade . Her dedication to these organizations highlights her passion for making a positive impact on the lives of those she serves.

Direct 321-306-4105

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Marie Cevallos, NMLS 1420650 | Personal Banker II

Marie Cevallos is an accomplished professional with over 22 years of experience in the mortgage and financial services industry, currently serving as a Personal Banker. Marie excels in maximizing customer service opportunities, consistently exceeding performance goals, and thriving in fast-paced environments. Her strong organizational skills and attention to detail are complemented by her bilingual proficiency in English and Spanish.

Marie’s extensive industry experience, coupled with her dedication to excellence, positions her as a valuable asset as a Personal Banker. Her commitment to exceeding client and partner expectations sets her apart as a professional who consistently delivers exceptional results.

Direct 321-306-4113

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Owen Straub, NMLS 2471651 | Personal Banker

Owen Straub is a finance enthusiast with a track record of serving both consumer and commercial clients. Starting his career in the corporate banking sector in the Midwest, he initially gained valuable experience as a personal banker. Seeking new horizons, Owen embarked on a journey to sunny Florida, where he proudly joined the committed team at Cypress Bank & Trust. With a passion for assisting clients in realizing their financial aspirations, he is dedicated to contributing to the flourishing financial landscape in the Sunshine State.

Direct 321-306-4115

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Lindsey Concannon | Marketing Director | Vice President

Lindsey Concannon is an accomplished and passionate marketing strategist with a proven track record of driving revenue growth and generating demand. With a deep understanding of marketing, sales, and effective team management, Lindsey consistently delivers exceptional results. Holding a bachelor’s degree in Marketing, Lindsey possesses an impressive repertoire of skills that encompass the art of social media engagement, harnessing the power of Google Analytics, driving impactful digital marketing strategies, fostering seamless cross-functional team collaboration, tackling complex problem-solving scenarios, and crafting compelling customer-facing communications.

Throughout her career, Lindsey has gained experience in various industries, including medical, automotive, and industrial gas. This diverse background has equipped her with a broad perspective and a versatile approach to marketing strategies. Community engagement and volunteer work hold great importance to Lindsey, who actively contributes to organizations such as Boys and Girls Clubs, Habitat for Humanity, the Salvation Army, and the American Cancer Society. Notably, Lindsey has made a significant impact through her participation in Global Village Mission Trips in 2020 and 2023, where she and her team improved living conditions for Guatemalan families facing poverty.

Direct: 321-306-4103

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Isabella Serrano | Executive Assistant

Isabella Serrano, Executive Assistant, is a results-oriented professional and Brevard County native, holding a bachelor’s degree in media communications from Full Sail University. Isabella excels in strategic planning, project coordination, and keen attention to detail. Her proficiency extends beyond calendar management, encompassing a strategic mindset, streamlined workflows, and innovative problem-solving. With a proactive approach, she ensures seamless administrative operations, bringing a unique blend of creativity and precision to enhance organizational success. Currently, Isabella remains engaged in the business community as an active partner of the Melbourne Regional Chamber and the Space Coast Young Professionals Council.

Direct 321-306-4108

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Envelope icon email

Melbourne

MARIA R. RODAMMER, NMLS 1168504 | Senior Commercial Lending Officer | Senior Vice President

Maria Rodammer, Senior Commercial Lending Officer and Senior Vice President, utilizes her leadership and customer service abilities to continue to grow Cypress’ presence. With nearly 23 years in the commercial banking industry, Maria is leading the bank’s market expansion throughout Florida and working directly with clients who are seeking solutions for their personal and business banking needs. She is passionate about playing an integral role in the growth of her clients’ businesses. Maria is a committed volunteer for many local charitable and business networking organizations. She graduated from the University of Central Florida with dual Bachelor’s Degrees in Marketing and Management Information Systems. She is also a graduate of The Florida School of Banking from the University of Florida.

Direct: 321-306-412

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Envelope icon email

SHERRY HAYS | Trust Support Specialist

Headshot of Sherry

Sherry Hays, Trust Support Specialist, is a paralegal who has held various roles in accounting and trust and estate planning. Prior to joining Cypress Bank & Trust, Sherry worked as a paralegal for an attorney in Georgia. She now supports the trust and estate planning team at Cypress Bank and Trust.

Direct 321-306-4106

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Envelope icon email

DANA KILBORNE | CEO & President

Headshot of Dana

Dana Kilborne is currently the CEO and President of Cypress Bank & Trust, the CEO of Cypress Capital Group and is a director of both companies. In 2004, she founded another Florida based community bank as President and CEO and sold the company in January 2018. Ms. Kilborne has over thirty years of experience in the financial services industry in Florida.

She currently serves as a Director of the Federal Reserve Board of Atlanta Bank, Jacksonville Branch. Furthermore, she serves on the corporate boards of HealthFirst, Inc. and NCMIC.

Ms. Kilborne is past Chair of the Economic Development Commission of the Space Coast, and of Holy Trinity Episcopal Academy, where she was also a volunteer teacher. She has served on the board of several community organizations including the East Coast Zoological Society, the Advisory Board of the Bisk College of Business at Florida Tech and many other local not for profit institutions. While in South Florida, she served on the Downtown Development Authority of West Palm Beach and Rosarian Academy and was awarded the Orchid Award by the mayor of WPB for her leadership in the community.

Direct 321-306-4100

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Envelope icon email

CHRIS MYERS, NMLS 1201787 | Senior Relationship Manager | Senior Vice President

Headshot of Chris

Chris Myers, Senior Relationship Manager and Senior Vice President, has over 30 years of experience building relationships with clients in the banking industry. Chris relocated to Brevard County, FL in 2013 and began working as branch manager for Florida Bank of Commerce. She later joined Cypress Bank & Trust in May 2021. Her prior career pursuits include working for Holy Trinity Catholic Church in Weston, MO, as Director of Religious Education and Confirmation Formation. Chris serves on several community Boards including Habitat for Humanity of Brevard County, Children’s Home Society of Florida – Space Coast Regional Advisory Board, Bridges BTC, Rotary Club of Suntree, and Hey, Blue Advisory Council.

Direct 321-306-4107

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Envelope icon email

GINA RALL, CPA | Senior Trust Officer | Vice President

Gina H. Rall CPA, Senior Trust Officer and Vice President with over 30 years of specialized expertise in individual estate & trust taxation, fiduciary accounting and administration for trusts and estates with a special interest in eldercare & special needs trusts. She has been court appointed in many counties to serve as an independent trustee, curator, personal representative and/or guardian of property.

Gina earned her B.S. in Accounting from the University of Central Florida and is a Registered and Licensed Certified Public Accountant in Florida. She is a valued member of prestigious professional organizations, including the American Institute of Certified Public Accountants (AICPA) and the Florida Institute of Certified Public Accountants (FICPA). Additionally, Gina actively contributes to the Brevard County Estate Planning Council, further showcasing her commitment to professional growth and collaboration within her field.

Beyond her professional accomplishments, Gina is deeply involved in her community. She currently serves as a Board Member and Treasurer of Bridges (Space Coast ARC) and CATCH (Space Coast Early Steps) as well as having volunteered for Brevard’s Special Olympics as a track & field coach for more than a decade . Her dedication to these organizations highlights her passion for making a positive impact on the lives of those she serves.

Direct 321-306-4105

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Envelope icon email

Marie Cevallos, NMLS 1420650 | Personal Banker II

Marie Cevallos is an accomplished professional with over 22 years of experience in the mortgage and financial services industry, currently serving as a Personal Banker. Marie excels in maximizing customer service opportunities, consistently exceeding performance goals, and thriving in fast-paced environments. Her strong organizational skills and attention to detail are complemented by her bilingual proficiency in English and Spanish.

Marie’s extensive industry experience, coupled with her dedication to excellence, positions her as a valuable asset as a Personal Banker. Her commitment to exceeding client and partner expectations sets her apart as a professional who consistently delivers exceptional results.

Direct 321-306-4113

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Envelope icon email

Owen Straub, NMLS 2471651 | Personal Banker

Owen Straub is a finance enthusiast with a track record of serving both consumer and commercial clients. Starting his career in the corporate banking sector in the Midwest, he initially gained valuable experience as a personal banker. Seeking new horizons, Owen embarked on a journey to sunny Florida, where he proudly joined the committed team at Cypress Bank & Trust. With a passion for assisting clients in realizing their financial aspirations, he is dedicated to contributing to the flourishing financial landscape in the Sunshine State.

Direct 321-306-4115

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Envelope icon email

Lindsey Concannon | Marketing Director | Vice President

Lindsey Concannon is an accomplished and passionate marketing strategist with a proven track record of driving revenue growth and generating demand. With a deep understanding of marketing, sales, and effective team management, Lindsey consistently delivers exceptional results. Holding a bachelor’s degree in Marketing, Lindsey possesses an impressive repertoire of skills that encompass the art of social media engagement, harnessing the power of Google Analytics, driving impactful digital marketing strategies, fostering seamless cross-functional team collaboration, tackling complex problem-solving scenarios, and crafting compelling customer-facing communications.

Throughout her career, Lindsey has gained experience in various industries, including medical, automotive, and industrial gas. This diverse background has equipped her with a broad perspective and a versatile approach to marketing strategies. Community engagement and volunteer work hold great importance to Lindsey, who actively contributes to organizations such as Boys and Girls Clubs, Habitat for Humanity, the Salvation Army, and the American Cancer Society. Notably, Lindsey has made a significant impact through her participation in Global Village Mission Trips in 2020 and 2023, where she and her team improved living conditions for Guatemalan families facing poverty.

Direct: 321-306-4103

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

Envelope icon email

Isabella Serrano | Executive Assistant

Isabella Serrano, Executive Assistant, is a results-oriented professional and Brevard County native, holding a bachelor’s degree in media communications from Full Sail University. Isabella excels in strategic planning, project coordination, and keen attention to detail. Her proficiency extends beyond calendar management, encompassing a strategic mindset, streamlined workflows, and innovative problem-solving. With a proactive approach, she ensures seamless administrative operations, bringing a unique blend of creativity and precision to enhance organizational success. Currently, Isabella remains engaged in the business community as an active partner of the Melbourne Regional Chamber and the Space Coast Young Professionals Council.

Direct 321-306-4108

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Naples

Phyllis Santini | Trust Support Specialist

Phyllis Santini, Trust Support Specialist, has more than 30 years of experience as a wealth management and trust administrator with the Naples offices of BMO Harris Private Bank, Bank of America and Barnett Bank Trust Company. She is a graduate of both the National Graduate Trust School and Florida Graduate Trust School.

Direct 239-449-6938

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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ANITA CALABRO | Senior Trust Officer | Vice President

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Anita D. Calabro, Senior Trust Officer and Vice President, joined Cypress Bank & Trust in 2012. She previously spent 15 years in the legal and financial services industry with roles at Regions Trust, where she managed trust relationships for high-net-worth families, and at Wachovia Wealth Management where she administered personal trusts. Anita holds a Bachelor of Science degree in Business Administration from Capella University, an Associates of Arts degree in General Studies and an Associates of Science degree from Eastern Florida State College. She has also completed course programs at Cannon Trust School and Graduate Trust School.

Direct 772-492-1923

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MARK FORE | Senior Fiduciary Officer | Senior Vice President

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Mark Fore, Senior Fiduciary Officer and Senior Vice President, has 25 years of experience in the private practice of law, the last 18 of which with Gray Robinson, P.A., in its Lakeland office. Prior to joining Cypress, Mark’s practice focused on the preparation and implementation of estate planning documents, including wills and trusts, probate, trust and guardianship administration, as well as dispute resolution and litigation matters in these practice areas.  He is admitted to the Florida and Georgia Bars, and is a member of the Real Property, Probate and Trust Law section, and the Elder Law section of the Florida Bar. Mark has previously served as volunteer guardian ad litem for the 10th Judicial Circuit Court. He is also an active member and former president of both the Lakeland Rotary Club and the Lakeland Bar Association. Mark has an undergraduate degree from the University of Georgia and earned his Juris Doctor from Samford University’s Cumberland School of Law.

Direct 863-295-9605

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Brian Skarbek | Senior Investment Officer | Senior Vice President

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Brian Skarbek, Senior Investment Officer and Senior Vice President, joined Cypress Bank & Trust in 2004. Mr. Skarbek began his investment career with Barnett Securities in 1995, later joining Harris Bank in Sarasota, where he was a Portfolio Manager and Investment Officer. Brian earned a Bachelor of Science degree in Business Administration, with a concentration in Finance, from Florida Southern College in Lakeland, Florida.

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Naples

Phyllis Santini | Trust Support Specialist

Phyllis Santini, Trust Support Specialist, has more than 30 years of experience as a wealth management and trust administrator with the Naples offices of BMO Harris Private Bank, Bank of America and Barnett Bank Trust Company. She is a graduate of both the National Graduate Trust School and Florida Graduate Trust School.

Direct 239-449-6938

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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ANITA CALABRO | Senior Trust Officer | Vice President

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Anita D. Calabro, Senior Trust Officer and Vice President, joined Cypress Bank & Trust in 2012. She previously spent 15 years in the legal and financial services industry with roles at Regions Trust, where she managed trust relationships for high-net-worth families, and at Wachovia Wealth Management where she administered personal trusts. Anita holds a Bachelor of Science degree in Business Administration from Capella University, an Associates of Arts degree in General Studies and an Associates of Science degree from Eastern Florida State College. She has also completed course programs at Cannon Trust School and Graduate Trust School.

Direct 772-492-1923

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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MARK FORE | Senior Fiduciary Officer | Senior Vice President

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Mark Fore, Senior Fiduciary Officer and Senior Vice President, has 25 years of experience in the private practice of law, the last 18 of which with Gray Robinson, P.A., in its Lakeland office. Prior to joining Cypress, Mark’s practice focused on the preparation and implementation of estate planning documents, including wills and trusts, probate, trust and guardianship administration, as well as dispute resolution and litigation matters in these practice areas.  He is admitted to the Florida and Georgia Bars, and is a member of the Real Property, Probate and Trust Law section, and the Elder Law section of the Florida Bar. Mark has previously served as volunteer guardian ad litem for the 10th Judicial Circuit Court. He is also an active member and former president of both the Lakeland Rotary Club and the Lakeland Bar Association. Mark has an undergraduate degree from the University of Georgia and earned his Juris Doctor from Samford University’s Cumberland School of Law.

Direct 863-295-9605

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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Brian Skarbek | Senior Investment Officer | Senior Vice President

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Brian Skarbek, Senior Investment Officer and Senior Vice President, joined Cypress Bank & Trust in 2004. Mr. Skarbek began his investment career with Barnett Securities in 1995, later joining Harris Bank in Sarasota, where he was a Portfolio Manager and Investment Officer. Brian earned a Bachelor of Science degree in Business Administration, with a concentration in Finance, from Florida Southern College in Lakeland, Florida.

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Palm Beach

Tony Azqueta | Junior Investment Officer

Tony Azqueta is a Junior Investment Officer who joined Cypress Bank & Trust in 2022. He holds a Bachelor of Arts degree in Business Administration from the University of Florida, specializing in Finance, Marketing, and Economics in Agribusiness.

Prior to joining Cypress Bank & Trust, Tony gained valuable experience as a Financial Analyst intern at Florida Crystals Corporation. He also served as a Capital Markets & Partnerships Intern at MetaProp, a Proptech-focused Venture Capital firm.

During his time at the University of Florida, Tony actively participated as a member of the Club Tennis Team and was involved in two Honor Societies. He also contributed as an Analyst for the Florida Financial Management Association.

Currently, Tony remains engaged in the business community as an active member of the Palm Beach Chamber of Commerce and the Palm Beach Young Professionals group.

Direct 561-820-2926

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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KAREN GUZZO, NMLS 2322060 | Senior Personal Banker | Assistant Vice President

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Karen Guzzo, Senior Personal Banker, has held several positions throughout her banking career including Operations Manager, Customer Service Representative, and as a Personal Banker. Karen’s prior experience and background were served at Savings of America acquired by Wells Fargo, United Bank, and Valley Bank.

Direct 561-820-2934

Do not include your account number, password, credit card information, Social Security number, or PIN when you contact us through email.

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KYM MARKS, NMLS 1394145 | Relationship Manager | Vice President

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Kym Marks, Relationship Manager and Vice President, has 35 years of experience and professional knowledge building relationships in the banking industry and uses her positive attitude to encourage others to work hard and succeed. Kym began her banking career in 1987 with Sun Bank of the Treasure Coast, and later continued with United Bank as a Branch Regional Operations Manager.

Direct 561-296-6296

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Alina Mitroi | Junior Trust Officer | Vice President

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Alina Mitroi, Jr. Trust Officer and Vice President joined Cypress Bank & Trust in 2022. Prior to joining Cypress, Alina managed trust relationships for Ultra-High Net worth clients for Bank of America Private Bank for 6 years. Her career includes 11 years with Wachovia Bank Wealth Management where she administered trusts and estates. She graduated from Florida Atlantic University with a major B.S. in International Business and a Certificate of Corporate Financial Management. Additionally, she completed the Certified Financial Planner Program from Barry University. Alina has lived in Florida most of her life and is married to her husband Adrian. In her spare time, she enjoys cooking, hiking and is also an avid beekeeper.

Direct 561-296-6297

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BRIAN SKARBEK | Senior Investment Officer | Senior Vice President

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Brian Skarbek, Senior Investment Officer and Senior Vice President, joined Cypress Bank & Trust in 2004. Mr. Skarbek began his investment career with Barnett Securities in 1995, later joining Harris Bank in Sarasota, where he was a Portfolio Manager and Investment Officer. Brian earned a Bachelor of Science degree in Business Administration, with a concentration in Finance, from Florida Southern College in Lakeland, Florida.

Direct 941-373-1551

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THERESA STRICKLAND | Senior Portfolio Manager | Senior Vice President

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Theresa Strickland, Senior Portfolio Manager and Senior Vice President, joined Cypress Bank & Trust in 2004. Prior to joining Cypress, Theresa was a Portfolio Manager for the Harris Private Bank and began her financial services career with Bank of Boston. She received a Bachelor of Science degree in Business Administration from Florida State University and earned a Master of Business Administration from Palm Beach Atlantic University.

Direct 561-820-2011

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ELIZABETH WAGNER | Senior Trust Officer | Senior Vice President

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Elizabeth Wagner, Senior Trust Officer and Senior Vice President, has over 40 years of experience in banking, trust, and investments in the Palm Beach market. She began her banking career with Bank of Palm Beach & Trust Company, which was acquired by First Union/Wells Fargo. Elizabeth held a private banking position with Harris Bank prior to joining Cypress Bank & Trust in 2004. She currently serves as the Chairperson of the Cypress Bank & Trust New Accounts Committee. She is a graduate of Towson University, the Florida School of Banking, and the Florida Graduate Trust School. Elizabeth is a member of the Rehabilitation Center for Adults and Children Professional Endowment Committee.

Direct 561-820-2921

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Palm Beach

Tony Azqueta | Junior Investment Officer

Tony Azqueta is a Junior Investment Officer who joined Cypress Bank & Trust in 2022. He holds a Bachelor of Arts degree in Business Administration from the University of Florida, specializing in Finance, Marketing, and Economics in Agribusiness.

Prior to joining Cypress Bank & Trust, Tony gained valuable experience as a Financial Analyst intern at Florida Crystals Corporation. He also served as a Capital Markets & Partnerships Intern at MetaProp, a Proptech-focused Venture Capital firm.

During his time at the University of Florida, Tony actively participated as a member of the Club Tennis Team and was involved in two Honor Societies. He also contributed as an Analyst for the Florida Financial Management Association.

Currently, Tony remains engaged in the business community as an active member of the Palm Beach Chamber of Commerce and the Palm Beach Young Professionals group.

Direct 561-820-2926

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KAREN GUZZO, NMLS 2322060 | Senior Personal Banker | Assistant Vice President

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Karen Guzzo, Senior Personal Banker, has held several positions throughout her banking career including Operations Manager, Customer Service Representative, and as a Personal Banker. Karen’s prior experience and background were served at Savings of America acquired by Wells Fargo, United Bank, and Valley Bank.

Direct 561-820-2934

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KYM MARKS, NMLS 1394145 | Relationship Manager | Vice President

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Kym Marks, Relationship Manager and Vice President, has 35 years of experience and professional knowledge building relationships in the banking industry and uses her positive attitude to encourage others to work hard and succeed. Kym began her banking career in 1987 with Sun Bank of the Treasure Coast, and later continued with United Bank as a Branch Regional Operations Manager.

Direct 561-296-6296

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Alina Mitroi | Junior Trust Officer | Vice President

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Alina Mitroi, Jr. Trust Officer and Vice President joined Cypress Bank & Trust in 2022. Prior to joining Cypress, Alina managed trust relationships for Ultra-High Net worth clients for Bank of America Private Bank for 6 years. Her career includes 11 years with Wachovia Bank Wealth Management where she administered trusts and estates. She graduated from Florida Atlantic University with a major B.S. in International Business and a Certificate of Corporate Financial Management. Additionally, she completed the Certified Financial Planner Program from Barry University. Alina has lived in Florida most of her life and is married to her husband Adrian. In her spare time, she enjoys cooking, hiking and is also an avid beekeeper.

Direct 561-296-6297

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BRIAN SKARBEK | Senior Investment Officer | Senior Vice President

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Brian Skarbek, Senior Investment Officer and Senior Vice President, joined Cypress Bank & Trust in 2004. Mr. Skarbek began his investment career with Barnett Securities in 1995, later joining Harris Bank in Sarasota, where he was a Portfolio Manager and Investment Officer. Brian earned a Bachelor of Science degree in Business Administration, with a concentration in Finance, from Florida Southern College in Lakeland, Florida.

Direct 941-373-1551

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THERESA STRICKLAND | Senior Portfolio Manager | Senior Vice President

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Theresa Strickland, Senior Portfolio Manager and Senior Vice President, joined Cypress Bank & Trust in 2004. Prior to joining Cypress, Theresa was a Portfolio Manager for the Harris Private Bank and began her financial services career with Bank of Boston. She received a Bachelor of Science degree in Business Administration from Florida State University and earned a Master of Business Administration from Palm Beach Atlantic University.

Direct 561-820-2011

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ELIZABETH WAGNER | Senior Trust Officer | Senior Vice President

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Elizabeth Wagner, Senior Trust Officer and Senior Vice President, has over 40 years of experience in banking, trust, and investments in the Palm Beach market. She began her banking career with Bank of Palm Beach & Trust Company, which was acquired by First Union/Wells Fargo. Elizabeth held a private banking position with Harris Bank prior to joining Cypress Bank & Trust in 2004. She currently serves as the Chairperson of the Cypress Bank & Trust New Accounts Committee. She is a graduate of Towson University, the Florida School of Banking, and the Florida Graduate Trust School. Elizabeth is a member of the Rehabilitation Center for Adults and Children Professional Endowment Committee.

Direct 561-820-2921

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Vero Beach

SCOTT BUTTON | Trust Officer | Assistant Vice President

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Scott Button, Trust Officer and Assistant Vice President, joined Cypress Bank & Trust in 2012. Scott has over 23 years of experience in the trust industry including both trust administration and trust operations. He is a graduate of the Florida Bankers Association Graduate Trust School and a Bachelor of Arts in Music and a business certificate from Indiana University.

Direct 772-492-1931

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ANITA CALABRO | Senior Trust Officer | Vice President

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Anita D. Calabro, Senior Trust Officer and Vice President, joined Cypress Bank & Trust in 2012. She previously spent 15 years in the legal and financial services industry with roles at Regions Trust, where she managed trust relationships for high-net-worth families, and at Wachovia Wealth Management where she administered personal trusts. Anita holds a Bachelor of Science degree in Business Administration from Capella University, an Associates of Arts degree in General Studies and an Associates of Science degree from Eastern Florida State College. She has also completed course programs at Cannon Trust School and Graduate Trust School.

Direct 772-492-1923

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RYAN JOHNS, NMLS 1600327 | Senior Personal Banker | Assistant Vice President

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Ryan Johns, Senior Personal Banker and Assistant Vice President, began his banking career in 2011 with a national bank. He soon ventured out of corporate banking and into community banking as an Assistant Branch Manager. Ryan is a graduate of the University of Central Florida with a Bachelor’s degree in Business Commerce and a minor in Public Relations and Psychology.

Direct 321-306-4113

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Ted A. Libby | Senior Portfolio Manager | Senior Vice President

Theodore A. Libby, Senior Portfolio Manager and Senior Vice President, has over 40 years of investment experience, having held senior level positions with Casco Bank & Trust Company, Bank of New Hampshire, NBD Bancorp (now part of JP Morgan Chase), and the Vero Beach office of U.S. Trust Company, where he spent 7 years as Senior Investment Officer. He is a graduate of the University of Maine and the Williams College School of Banking.

Direct 772-532-3897

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Theo Perry, NMLS 1605469 | Portfolio Manager | Vice President

Theo Perry has a seven year tenure as a Commercial Relationship Manager at SouthState Bank, Theo brings a wealth of expertise and a proven track record in the financial industry.

Throughout his career, Theo has demonstrated an unwavering commitment to his clients’ financial success. His acute understanding of the market and investment landscape makes him a valuable asset for our clientele. With a focus on personalized financial planning and strategic wealth management, Theo is dedicated to guiding you towards your long-term financial goals.

Beyond that, Theo Perry is passionate about giving back to the community. He actively serves on the executive board of several charity organizations including Substance Awareness of the Treasure Coast and St. Francis Manor. Additionally, Theo volunteers in local government committees, most recently The City of Vero Beach Planning and Zoning Board, where he strives to create a stronger and more vibrant community for all.

Theo values his role as a husband to his loving wife, Helena, and as a dedicated father to their two wonderful children, Hunter and Teddy.

While Theo is committed to achieving financial excellence for his clients, he also understands the importance of work-life balance. During his leisure time, you can often find him on the golf course, honing his skills and enjoying the outdoors. Additionally, family and friends hold a special place in Theo‘s heart, and he relishes every moment spent with them, creating cherished memories.

Direct: 772-643-2598

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Vero Beach

SCOTT BUTTON | Trust Officer | Assistant Vice President

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Scott Button, Trust Officer and Assistant Vice President, joined Cypress Bank & Trust in 2012. Scott has over 23 years of experience in the trust industry including both trust administration and trust operations. He is a graduate of the Florida Bankers Association Graduate Trust School and a Bachelor of Arts in Music and a business certificate from Indiana University.

Direct 772-492-1931

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ANITA CALABRO | Senior Trust Officer | Vice President

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Anita D. Calabro, Senior Trust Officer and Vice President, joined Cypress Bank & Trust in 2012. She previously spent 15 years in the legal and financial services industry with roles at Regions Trust, where she managed trust relationships for high-net-worth families, and at Wachovia Wealth Management where she administered personal trusts. Anita holds a Bachelor of Science degree in Business Administration from Capella University, an Associates of Arts degree in General Studies and an Associates of Science degree from Eastern Florida State College. She has also completed course programs at Cannon Trust School and Graduate Trust School.

Direct 772-492-1923

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RYAN JOHNS, NMLS 1600327 | Senior Personal Banker | Assistant Vice President

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Ryan Johns, Senior Personal Banker and Assistant Vice President, began his banking career in 2011 with a national bank. He soon ventured out of corporate banking and into community banking as an Assistant Branch Manager. Ryan is a graduate of the University of Central Florida with a Bachelor’s degree in Business Commerce and a minor in Public Relations and Psychology.

Direct 321-306-4113

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Ted A. Libby | Senior Portfolio Manager | Senior Vice President

Theodore A. Libby, Senior Portfolio Manager and Senior Vice President, has over 40 years of investment experience, having held senior level positions with Casco Bank & Trust Company, Bank of New Hampshire, NBD Bancorp (now part of JP Morgan Chase), and the Vero Beach office of U.S. Trust Company, where he spent 7 years as Senior Investment Officer. He is a graduate of the University of Maine and the Williams College School of Banking.

Direct 772-532-3897

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Theo Perry, NMLS 1605469 | Portfolio Manager | Vice President

Theo Perry has a seven year tenure as a Commercial Relationship Manager at SouthState Bank, Theo brings a wealth of expertise and a proven track record in the financial industry.

Throughout his career, Theo has demonstrated an unwavering commitment to his clients’ financial success. His acute understanding of the market and investment landscape makes him a valuable asset for our clientele. With a focus on personalized financial planning and strategic wealth management, Theo is dedicated to guiding you towards your long-term financial goals.

Beyond that, Theo Perry is passionate about giving back to the community. He actively serves on the executive board of several charity organizations including Substance Awareness of the Treasure Coast and St. Francis Manor. Additionally, Theo volunteers in local government committees, most recently The City of Vero Beach Planning and Zoning Board, where he strives to create a stronger and more vibrant community for all.

Theo values his role as a husband to his loving wife, Helena, and as a dedicated father to their two wonderful children, Hunter and Teddy.

While Theo is committed to achieving financial excellence for his clients, he also understands the importance of work-life balance. During his leisure time, you can often find him on the golf course, honing his skills and enjoying the outdoors. Additionally, family and friends hold a special place in Theo‘s heart, and he relishes every moment spent with them, creating cherished memories.

Direct: 772-643-2598

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Winter Haven

Stacie Draper | Trust Officer, Vice President

Stacie Draper has over 15 years of experience in banking with 10 of those years in Trust Administration and Wealth Management. She has worked with individuals in all walks of life including high net worth and ultra-high net worth individuals. Previously, she worked at Northern Trust in North Palm Beach as a Wealth Strategist Associate, then later she was an Estate Planning Paralegal at a well-known Jupiter, Florida law firm advising on planning and limiting taxation on estates.

Stacie Draper is a Winter Haven native whose roots run deep in the Polk County community. She is a graduate of Winter Haven High School and received her bachelor’s degree in business administration from Warner University. She currently resides in Lakeland with her husband, toddler, and dog. She volunteers for Husky Haven of Florida and enjoys ballroom dancing, camping, and spending time with family.

Direct 863-295-9607

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MARK FORE | Senior Fiduciary Officer | Senior Vice President

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Mark Fore, Senior Fiduciary Officer and Senior Vice President, has 25 years of experience in the private practice of law, the last 18 of which with Gray Robinson, P.A., in its Lakeland office. Prior to joining Cypress, Mark’s practice focused on the preparation and implementation of estate planning documents, including wills and trusts, probate, trust and guardianship administration, as well as dispute resolution and litigation matters in these practice areas.  He is admitted to the Florida and Georgia Bars, and is a member of the Real Property, Probate and Trust Law section, and the Elder Law section of the Florida Bar. Mark has previously served as volunteer guardian ad litem for the 10th Judicial Circuit Court. He is also an active member and former president of both the Lakeland Rotary Club and the Lakeland Bar Association. Mark has an undergraduate degree from the University of Georgia and earned his Juris Doctor from Samford University’s Cumberland School of Law.

Direct 863-295-9605

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Brian Skarbek | Senior Investment Officer | Senior Vice President

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Brian Skarbek, Senior Investment Officer and Senior Vice President, joined Cypress Bank & Trust in 2004. Mr. Skarbek began his investment career with Barnett Securities in 1995, later joining Harris Bank in Sarasota, where he was a Portfolio Manager and Investment Officer. Brian earned a Bachelor of Science degree in Business Administration, with a concentration in Finance, from Florida Southern College in Lakeland, Florida.

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Winter Haven

Stacie Draper | Trust Officer, Vice President

Stacie Draper has over 15 years of experience in banking with 10 of those years in Trust Administration and Wealth Management. She has worked with individuals in all walks of life including high net worth and ultra-high net worth individuals. Previously, she worked at Northern Trust in North Palm Beach as a Wealth Strategist Associate, then later she was an Estate Planning Paralegal at a well-known Jupiter, Florida law firm advising on planning and limiting taxation on estates.

Stacie Draper is a Winter Haven native whose roots run deep in the Polk County community. She is a graduate of Winter Haven High School and received her bachelor’s degree in business administration from Warner University. She currently resides in Lakeland with her husband, toddler, and dog. She volunteers for Husky Haven of Florida and enjoys ballroom dancing, camping, and spending time with family.

Direct 863-295-9607

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MARK FORE | Senior Fiduciary Officer | Senior Vice President

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Mark Fore, Senior Fiduciary Officer and Senior Vice President, has 25 years of experience in the private practice of law, the last 18 of which with Gray Robinson, P.A., in its Lakeland office. Prior to joining Cypress, Mark’s practice focused on the preparation and implementation of estate planning documents, including wills and trusts, probate, trust and guardianship administration, as well as dispute resolution and litigation matters in these practice areas.  He is admitted to the Florida and Georgia Bars, and is a member of the Real Property, Probate and Trust Law section, and the Elder Law section of the Florida Bar. Mark has previously served as volunteer guardian ad litem for the 10th Judicial Circuit Court. He is also an active member and former president of both the Lakeland Rotary Club and the Lakeland Bar Association. Mark has an undergraduate degree from the University of Georgia and earned his Juris Doctor from Samford University’s Cumberland School of Law.

Direct 863-295-9605

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Brian Skarbek | Senior Investment Officer | Senior Vice President

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Brian Skarbek, Senior Investment Officer and Senior Vice President, joined Cypress Bank & Trust in 2004. Mr. Skarbek began his investment career with Barnett Securities in 1995, later joining Harris Bank in Sarasota, where he was a Portfolio Manager and Investment Officer. Brian earned a Bachelor of Science degree in Business Administration, with a concentration in Finance, from Florida Southern College in Lakeland, Florida.

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Winter Park

M. LISA AMOROSO, CTFA | Senior Trust Officer | Senior Vice President

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M. Lisa Amoroso, CTFA, Senior Trust Officer and Senior Vice President, is a key fiduciary resource with an in-depth knowledge of fiduciary principals and applicable laws to assist clients in achieving their goals and help them manage, preserve, and transition their wealth. Prior to joining Cypress and for more than 30 years, Lisa has served as a Trust Advisor at large regional institutions. She has a bachelor’s degree in Political Science from the University of Central Florida and a bachelor’s degree in International Business from Rollins College. She is also a graduate of Florida Trust School and National Graduate Trust School and is a Certified Trust and Fiduciary Advisor (CTFA). Lisa serves as a Board Member for Central Florida Estate Planning Council and is a member of the Orlando Estate Planning Discussion Group.

Direct 407-961-6035

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MERCEDES F. MCCALL, NMLS 809420 | Relationship Manager | Senior Vice President

Mercedes Figueroa McCall, Relationship Manager and Senior Vice President, works to develop new client relationships and serves as a community ambassador for Cypress Bank & Trust. Early in her career, Mercedes built a name for herself as the first Hispanic female banking executive in Central Florida and is well-known for her many contributions to the community. She has served in various nonprofit Board of Directors roles, including the first female President of the Hispanic Chamber of Commerce, Chair of Orange County Housing Finance Authority, Board member of Jobs Partnership, and founding member and Past Chair of HBIF, now Prospera.

Direct 407-961-6054

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SASCHA RIZZO, CFA, CFP | Senior Portfolio Manager/Market Executive | Senior Vice President

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Sascha Rizzo, CFA, CFP, Senior Portfolio Manager/Market Executive and Senior Vice President, works with clients to create asset allocation strategies and construct portfolios to help meet clients’ investment objectives while managing portfolio risk. Sascha’s career in financial services spans 30+ years. Prior to joining Cypress, he worked in the Private Bank offices at Wells Fargo, bank of America, and SunTrust. He graduated Cum Laude from Rutgers University with a degree in Economics and earned a Master of Business Administration from the Roy E. Crummer Graduate School of Business at Rollins College. He holds both the Chartered Financial Analyst (CFA) and Certified Financial Planner (CFP) designations. Sascha serves his community through roles on the Maitland City Council, including former Mayor of the City of Maitland, Board member and former Chair of the Orange County Housing Finance Authority, Board Trustee for local public radio station 90.7 WMFE, and Board member of Orlando Shakes, an acclaimed professional theater.

Direct 407-961-6046

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MARIA R. RODAMMER, NMLS 1168504 | Senior Commercial Lending Officer | Senior Vice President

Maria Rodammer, Senior Commercial Lending Officer and Senior Vice President, utilizes her leadership and customer service abilities to continue to grow Cypress’ presence. With nearly 23 years in the commercial banking industry, Maria is leading the bank’s market expansion throughout Florida and working directly with clients who are seeking solutions for their personal and business banking needs. She is passionate about playing an integral role in the growth of her clients’ businesses. Maria is a committed volunteer for many local charitable and business networking organizations. She graduated from the University of Central Florida with dual Bachelor’s Degrees in Marketing and Management Information Systems. She is also a graduate of The Florida School of Banking from the University of Florida.

Direct 407-961-6057

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Raphael Lima, CFA | Junior Investment Officer

Raphael Lima, CFA is a Junior Portfolio Manager in the Winter Park office. His responsibilities include supporting the Portfolio Managers in creating asset allocation strategies and constructing portfolios.

Raphael graduated from the Youngstown State University with a Bachelor’s degree in Finance and with a Master’s of Arts degree in Financial Economics. Raphael has also earned the Chartered Financial Analyst (CFA) designation.

Raphael started in the investment analysis field at FactSet Research Systems, where for eight years he held roles in portfolio analytics for equity and fixed income and had a key role in the development of RBICS, FactSet’s proprietary industry taxonomy. Raphael also held the role of Portfolio Implementation Specialist in Victory Capital Holdings, assisting in the management of equity and alternatives ETF and Mutual Fund strategies.

Raphael moved to Florida recently and is residing in Lake Mary with his family. He is an active member of the CFA Society Orlando.

Direct 407-794-1813

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Nick Villamil, NMLS 2534134 | Commercial Banking Specialist

Nick Villamil joins us with a unique perspective on the banking industry, having grown up in a family of small business owners. He understands firsthand the significant role that a strong banking relationship can play in the success of a business, and he is passionate about helping our clients achieve their financial goals and grow their businesses.

Before joining Cypress Bank & Trust, Nick worked at SouthState Bank as a Sales Portfolio Specialist, where he gained invaluable experience collaborating with various teams to meet the banking needs of businesses. This experience has equipped him with the skills and knowledge needed to excel in his new role.

Nick is also committed to continuous learning and professional growth. He is currently pursuing an MBA at the Crummer Graduate School of Business and holds a Bachelor of Arts in Economics from Rollins College, where he graduated with honors. During his undergraduate years, Nick was a member of the varsity men’s rowing team, demonstrating his time management skills, teamwork, and dedication to delivering results.

Direct 561-296-6298

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Winter Park

M. LISA AMOROSO, CTFA | Senior Trust Officer | Senior Vice President

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M. Lisa Amoroso, CTFA, Senior Trust Officer and Senior Vice President, is a key fiduciary resource with an in-depth knowledge of fiduciary principals and applicable laws to assist clients in achieving their goals and help them manage, preserve, and transition their wealth. Prior to joining Cypress and for more than 30 years, Lisa has served as a Trust Advisor at large regional institutions. She has a bachelor’s degree in Political Science from the University of Central Florida and a bachelor’s degree in International Business from Rollins College. She is also a graduate of Florida Trust School and National Graduate Trust School and is a Certified Trust and Fiduciary Advisor (CTFA). Lisa serves as a Board Member for Central Florida Estate Planning Council and is a member of the Orlando Estate Planning Discussion Group.

Direct 407-961-6035

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MERCEDES F. MCCALL, NMLS 809420 | Relationship Manager | Senior Vice President

Mercedes Figueroa McCall, Relationship Manager and Senior Vice President, works to develop new client relationships and serves as a community ambassador for Cypress Bank & Trust. Early in her career, Mercedes built a name for herself as the first Hispanic female banking executive in Central Florida and is well-known for her many contributions to the community. She has served in various nonprofit Board of Directors roles, including the first female President of the Hispanic Chamber of Commerce, Chair of Orange County Housing Finance Authority, Board member of Jobs Partnership, and founding member and Past Chair of HBIF, now Prospera.

Direct 407-961-6054

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SASCHA RIZZO, CFA, CFP | Senior Portfolio Manager/Market Executive | Senior Vice President

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Sascha Rizzo, CFA, CFP, Senior Portfolio Manager/Market Executive and Senior Vice President, works with clients to create asset allocation strategies and construct portfolios to help meet clients’ investment objectives while managing portfolio risk. Sascha’s career in financial services spans 30+ years. Prior to joining Cypress, he worked in the Private Bank offices at Wells Fargo, bank of America, and SunTrust. He graduated Cum Laude from Rutgers University with a degree in Economics and earned a Master of Business Administration from the Roy E. Crummer Graduate School of Business at Rollins College. He holds both the Chartered Financial Analyst (CFA) and Certified Financial Planner (CFP) designations. Sascha serves his community through roles on the Maitland City Council, including former Mayor of the City of Maitland, Board member and former Chair of the Orange County Housing Finance Authority, Board Trustee for local public radio station 90.7 WMFE, and Board member of Orlando Shakes, an acclaimed professional theater.

Direct 407-961-6046

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MARIA R. RODAMMER, NMLS 1168504 | Senior Commercial Lending Officer | Senior Vice President

Maria Rodammer, Senior Commercial Lending Officer and Senior Vice President, utilizes her leadership and customer service abilities to continue to grow Cypress’ presence. With nearly 23 years in the commercial banking industry, Maria is leading the bank’s market expansion throughout Florida and working directly with clients who are seeking solutions for their personal and business banking needs. She is passionate about playing an integral role in the growth of her clients’ businesses. Maria is a committed volunteer for many local charitable and business networking organizations. She graduated from the University of Central Florida with dual Bachelor’s Degrees in Marketing and Management Information Systems. She is also a graduate of The Florida School of Banking from the University of Florida.

Direct 407-961-6057

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Raphael Lima, CFA | Junior Investment Officer

Raphael Lima, CFA is a Junior Portfolio Manager in the Winter Park office. His responsibilities include supporting the Portfolio Managers in creating asset allocation strategies and constructing portfolios.

Raphael graduated from the Youngstown State University with a Bachelor’s degree in Finance and with a Master’s of Arts degree in Financial Economics. Raphael has also earned the Chartered Financial Analyst (CFA) designation.

Raphael started in the investment analysis field at FactSet Research Systems, where for eight years he held roles in portfolio analytics for equity and fixed income and had a key role in the development of RBICS, FactSet’s proprietary industry taxonomy. Raphael also held the role of Portfolio Implementation Specialist in Victory Capital Holdings, assisting in the management of equity and alternatives ETF and Mutual Fund strategies.

Raphael moved to Florida recently and is residing in Lake Mary with his family. He is an active member of the CFA Society Orlando.

Direct 407-794-1813

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Nick Villamil, NMLS 2534134 | Commercial Banking Specialist

Nick Villamil joins us with a unique perspective on the banking industry, having grown up in a family of small business owners. He understands firsthand the significant role that a strong banking relationship can play in the success of a business, and he is passionate about helping our clients achieve their financial goals and grow their businesses.

Before joining Cypress Bank & Trust, Nick worked at SouthState Bank as a Sales Portfolio Specialist, where he gained invaluable experience collaborating with various teams to meet the banking needs of businesses. This experience has equipped him with the skills and knowledge needed to excel in his new role.

Nick is also committed to continuous learning and professional growth. He is currently pursuing an MBA at the Crummer Graduate School of Business and holds a Bachelor of Arts in Economics from Rollins College, where he graduated with honors. During his undergraduate years, Nick was a member of the varsity men’s rowing team, demonstrating his time management skills, teamwork, and dedication to delivering results.

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    Join Our Team

    At Cypress Bank Trust you will have the opportunity to work with a value driven team dedicated to providing a wide range of banking and trust services. We take pride in forming long-lasting relationships with our clients and providing personalized, tailored solutions. We are dedicated to a culture where all employees feel supported in developing their careers and feel that they can achieve their best.

    DANA KILBORNE

    Cypress Bank & Trust, CEO


    WE LOOK FORWARD TO HEARING FROM YOU  envelope icon